Cost of Living: Irving, TX vs Lowell, MA (2026)

Irving

Texas
102
VS

Lowell

Massachusetts
119

Irving is 14% cheaper than Lowell.

$1,517/mo ↓ 5%
Median Rent
$1,603/mo ↑ 6%
$79,641/yr ↑ 5%
Median Income
$76,205/yr ↓ 4%
$287,300 ↓ 27%
Home Value
$395,100 ↑ 38%
$1,521/mo ↓ 9%
Owner Costs
$1,672/mo ↑ 10%
255,036
Population
114,799

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

22.9%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Lowell, MA, the overall cost of living indices are 102 and 119 respectively (national median = 100). Rent is $86/month cheaper in Irving, saving renters about $1,032/year.

Median household income is $3,436/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $395,100 in Lowell.

Texas has no state income tax, giving Irving residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Irving vs Lowell — common questions

Is Irving or Lowell cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 119 (US average = 100).
What is the rent difference between Irving and Lowell?
Median rent in Irving is $1,517/month and in Lowell it's $1,603/month — a difference of $86/month.
Which city has higher income, Irving or Lowell?
Median household income is $79,641 in Irving and $76,205 in Lowell. Median household income is $3,436/year higher in Irving.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Irving or Lowell?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Lowell has a cost index of 119 with rent of $1,603/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Lowell details →

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