Cost of Living: Irving, TX vs Norfolk, VA (2026)

Irving

Texas
102
VS

Norfolk

Virginia
89

Irving is 15% more expensive than Norfolk.

$1,517/mo ↑ 22%
Median Rent
$1,246/mo ↓ 18%
$79,641/yr ↑ 24%
Median Income
$64,017/yr ↓ 20%
$287,300 ↑ 6%
Home Value
$271,900 ↓ 5%
$1,521/mo ↑ 11%
Owner Costs
$1,366/mo ↓ 10%
255,036
Population
235,037

Tax Comparison

0%
Income Tax
5.75%
6.25%
State Sales Tax
5.3%
1.6%
Property Tax
0.8%

Affordability

22.9%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Norfolk, VA, the overall cost of living indices are 102 and 89 respectively (national median = 100). Rent is $271/month cheaper in Norfolk, saving renters about $3,252/year.

Median household income is $15,624/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $271,900 in Norfolk.

Texas has no state income tax, giving Irving residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Irving vs Norfolk — common questions

Is Irving or Norfolk cheaper to live in?
Based on our cost index, Norfolk is cheaper to live in with an index of 89 compared to 102 (US average = 100).
What is the rent difference between Irving and Norfolk?
Median rent in Irving is $1,517/month and in Norfolk it's $1,246/month — a difference of $271/month.
Which city has higher income, Irving or Norfolk?
Median household income is $79,641 in Irving and $64,017 in Norfolk. Median household income is $15,624/year higher in Irving.
How do taxes compare between Texas and Virginia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Irving or Norfolk?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Norfolk has a cost index of 89 with rent of $1,246/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Norfolk details →

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