Cost of Living: Irving, TX vs Odessa, TX (2026)

Irving

Texas
102
VS

Odessa

Texas
83

Irving is 23% more expensive than Odessa.

$1,517/mo ↑ 15%
Median Rent
$1,322/mo ↓ 13%
$79,641/yr ↑ 9%
Median Income
$73,030/yr ↓ 8%
$287,300 ↑ 38%
Home Value
$208,000 ↓ 28%
$1,521/mo ↑ 22%
Owner Costs
$1,251/mo ↓ 18%
255,036
Population
114,080

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Odessa, TX, the overall cost of living indices are 102 and 83 respectively (national median = 100). Rent is $195/month cheaper in Odessa, saving renters about $2,340/year.

Median household income is $6,611/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $208,000 in Odessa.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Irving vs Odessa — common questions

Is Irving or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 102 (US average = 100).
What is the rent difference between Irving and Odessa?
Median rent in Irving is $1,517/month and in Odessa it's $1,322/month — a difference of $195/month.
Which city has higher income, Irving or Odessa?
Median household income is $79,641 in Irving and $73,030 in Odessa. Median household income is $6,611/year higher in Irving.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Irving or Odessa?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Odessa details →

More Comparisons

Other cost of living comparisons for Irving and Odessa

Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale Odessa vs. Elgin Odessa vs. Springfield Odessa vs. Provo Odessa vs. Beaumont Odessa vs. Waterbury Odessa vs. Gresham