Cost of Living: Irving, TX vs Oxnard, CA (2026)

Irving

Texas
102
VS

Oxnard

California
159

Irving is 36% cheaper than Oxnard.

$1,517/mo ↓ 23%
Median Rent
$1,962/mo ↑ 29%
$79,641/yr ↓ 15%
Median Income
$93,372/yr ↑ 17%
$287,300 ↓ 53%
Home Value
$617,800 ↑ 115%
$1,521/mo ↓ 23%
Owner Costs
$1,976/mo ↑ 30%
255,036
Population
201,014

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Oxnard, CA, the overall cost of living indices are 102 and 159 respectively (national median = 100). Rent is $445/month cheaper in Irving, saving renters about $5,340/year.

Median household income is $13,731/year higher in Oxnard. Home values also differ significantly — the median in Irving is $287,300 compared to $617,800 in Oxnard.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Oxnard — common questions

Is Irving or Oxnard cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 159 (US average = 100).
What is the rent difference between Irving and Oxnard?
Median rent in Irving is $1,517/month and in Oxnard it's $1,962/month — a difference of $445/month.
Which city has higher income, Irving or Oxnard?
Median household income is $79,641 in Irving and $93,372 in Oxnard. Median household income is $13,731/year higher in Oxnard.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Oxnard?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Oxnard details →

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