Cost of Living: Irving, TX vs Paterson, NJ (2026)

Irving

Texas
102
VS

Paterson

New Jersey
106

Irving is 4% cheaper than Paterson.

$1,517/mo ↑ 4%
Median Rent
$1,457/mo ↓ 4%
$79,641/yr ↑ 48%
Median Income
$53,766/yr ↓ 32%
$287,300 ↓ 14%
Home Value
$335,400 ↑ 17%
$1,521/mo ↓ 2%
Owner Costs
$1,553/mo ↑ 2%
255,036
Population
157,660

Tax Comparison

0%
Income Tax
10.75%
6.25%
State Sales Tax
6.625%
1.6%
Property Tax
2.23%

Affordability

22.9%
rent-to-income
Affordability
32.5%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Paterson, NJ, the overall cost of living indices are 102 and 106 respectively (national median = 100). Rent is $60/month cheaper in Paterson, saving renters about $720/year.

Median household income is $25,875/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $335,400 in Paterson.

Texas has no state income tax, giving Irving residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Irving vs Paterson — common questions

Is Irving or Paterson cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 106 (US average = 100).
What is the rent difference between Irving and Paterson?
Median rent in Irving is $1,517/month and in Paterson it's $1,457/month — a difference of $60/month.
Which city has higher income, Irving or Paterson?
Median household income is $79,641 in Irving and $53,766 in Paterson. Median household income is $25,875/year higher in Irving.
How do taxes compare between Texas and New Jersey?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Irving or Paterson?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Paterson has a cost index of 106 with rent of $1,457/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Paterson details →

More Comparisons

Other cost of living comparisons for Irving and Paterson

Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale Paterson vs. Corona Paterson vs. Murfreesboro Paterson vs. Hayward Paterson vs. Alexandria Paterson vs. Salinas Paterson vs. Macon