Cost of Living: Irving, TX vs Providence, RI (2026)

Irving

Texas
102
VS

Providence

Rhode Island
99

Irving is 3% more expensive than Providence.

$1,517/mo ↑ 14%
Median Rent
$1,333/mo ↓ 12%
$79,641/yr ↑ 19%
Median Income
$66,772/yr ↓ 16%
$287,300 ↓ 11%
Home Value
$322,800 ↑ 12%
$1,521/mo ↑ 4%
Owner Costs
$1,467/mo ↓ 4%
255,036
Population
190,214

Tax Comparison

0%
Income Tax
5.99%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
1.53%

Affordability

22.9%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Providence, RI, the overall cost of living indices are 102 and 99 respectively (national median = 100). Rent is $184/month cheaper in Providence, saving renters about $2,208/year.

Median household income is $12,869/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $322,800 in Providence.

Texas has no state income tax, giving Irving residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Irving vs Providence — common questions

Is Irving or Providence cheaper to live in?
Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 102 (US average = 100).
What is the rent difference between Irving and Providence?
Median rent in Irving is $1,517/month and in Providence it's $1,333/month — a difference of $184/month.
Which city has higher income, Irving or Providence?
Median household income is $79,641 in Irving and $66,772 in Providence. Median household income is $12,869/year higher in Irving.
How do taxes compare between Texas and Rhode Island?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Irving or Providence?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Providence details →

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