Cost of Living: Irving, TX vs Rancho Cucamonga, CA (2026)

Irving

Texas
102
VS

Rancho Cucamonga

California
182

Irving is 44% cheaper than Rancho Cucamonga.

$1,517/mo ↓ 34%
Median Rent
$2,286/mo ↑ 51%
$79,641/yr ↓ 27%
Median Income
$109,511/yr ↑ 38%
$287,300 ↓ 59%
Home Value
$694,400 ↑ 142%
$1,521/mo ↓ 35%
Owner Costs
$2,324/mo ↑ 53%
255,036
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Rancho Cucamonga, CA, the overall cost of living indices are 102 and 182 respectively (national median = 100). Rent is $769/month cheaper in Irving, saving renters about $9,228/year.

Median household income is $29,870/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Irving is $287,300 compared to $694,400 in Rancho Cucamonga.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Rancho Cucamonga — common questions

Is Irving or Rancho Cucamonga cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 182 (US average = 100).
What is the rent difference between Irving and Rancho Cucamonga?
Median rent in Irving is $1,517/month and in Rancho Cucamonga it's $2,286/month — a difference of $769/month.
Which city has higher income, Irving or Rancho Cucamonga?
Median household income is $79,641 in Irving and $109,511 in Rancho Cucamonga. Median household income is $29,870/year higher in Rancho Cucamonga.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Rancho Cucamonga?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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