Cost of Living: Irving, TX vs Rochester, NY (2026)

Irving

Texas
102
VS

Rochester

New York
61

Irving is 67% more expensive than Rochester.

$1,517/mo ↑ 46%
Median Rent
$1,039/mo ↓ 32%
$79,641/yr ↑ 71%
Median Income
$46,628/yr ↓ 41%
$287,300 ↑ 138%
Home Value
$120,600 ↓ 58%
$1,521/mo ↑ 51%
Owner Costs
$1,009/mo ↓ 34%
255,036
Population
209,720

Tax Comparison

0%
Income Tax
10.9%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
1.62%

Affordability

22.9%
rent-to-income
Affordability
26.7%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Rochester, NY, the overall cost of living indices are 102 and 61 respectively (national median = 100). Rent is $478/month cheaper in Rochester, saving renters about $5,736/year.

Median household income is $33,013/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $120,600 in Rochester.

Texas has no state income tax, giving Irving residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Irving vs Rochester — common questions

Is Irving or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 102 (US average = 100).
What is the rent difference between Irving and Rochester?
Median rent in Irving is $1,517/month and in Rochester it's $1,039/month — a difference of $478/month.
Which city has higher income, Irving or Rochester?
Median household income is $79,641 in Irving and $46,628 in Rochester. Median household income is $33,013/year higher in Irving.
How do taxes compare between Texas and New York?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.
Should I move to Irving or Rochester?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Rochester has a cost index of 61 with rent of $1,039/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Rochester details →

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