Cost of Living: Irving, TX vs Rockford, IL (2026)

Irving

Texas
102
VS

Rockford

Illinois
57

Irving is 79% more expensive than Rockford.

$1,517/mo ↑ 59%
Median Rent
$954/mo ↓ 37%
$79,641/yr ↑ 49%
Median Income
$53,328/yr ↓ 33%
$287,300 ↑ 138%
Home Value
$120,900 ↓ 58%
$1,521/mo ↑ 61%
Owner Costs
$947/mo ↓ 38%
255,036
Population
147,649

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

22.9%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Rockford, IL, the overall cost of living indices are 102 and 57 respectively (national median = 100). Rent is $563/month cheaper in Rockford, saving renters about $6,756/year.

Median household income is $26,313/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $120,900 in Rockford.

Texas has no state income tax, giving Irving residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Irving vs Rockford — common questions

Is Irving or Rockford cheaper to live in?
Based on our cost index, Rockford is cheaper to live in with an index of 57 compared to 102 (US average = 100).
What is the rent difference between Irving and Rockford?
Median rent in Irving is $1,517/month and in Rockford it's $954/month — a difference of $563/month.
Which city has higher income, Irving or Rockford?
Median household income is $79,641 in Irving and $53,328 in Rockford. Median household income is $26,313/year higher in Irving.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Irving or Rockford?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Rockford has a cost index of 57 with rent of $954/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Rockford details →

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