Cost of Living: Irving, TX vs Roseville, CA (2026)

Irving

Texas
102
VS

Roseville

California
168

Irving is 39% cheaper than Roseville.

$1,517/mo ↓ 28%
Median Rent
$2,099/mo ↑ 38%
$79,641/yr ↓ 32%
Median Income
$117,354/yr ↑ 47%
$287,300 ↓ 54%
Home Value
$630,600 ↑ 119%
$1,521/mo ↓ 32%
Owner Costs
$2,226/mo ↑ 46%
255,036
Population
152,438

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Roseville, CA, the overall cost of living indices are 102 and 168 respectively (national median = 100). Rent is $582/month cheaper in Irving, saving renters about $6,984/year.

Median household income is $37,713/year higher in Roseville. Home values also differ significantly — the median in Irving is $287,300 compared to $630,600 in Roseville.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Roseville — common questions

Is Irving or Roseville cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 168 (US average = 100).
What is the rent difference between Irving and Roseville?
Median rent in Irving is $1,517/month and in Roseville it's $2,099/month — a difference of $582/month.
Which city has higher income, Irving or Roseville?
Median household income is $79,641 in Irving and $117,354 in Roseville. Median household income is $37,713/year higher in Roseville.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Roseville?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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