Cost of Living: Irving, TX vs Round Rock, TX (2026)

Irving

Texas
102
VS

Round Rock

Texas
122

Irving is 16% cheaper than Round Rock.

$1,517/mo ↓ 11%
Median Rent
$1,713/mo ↑ 13%
$79,641/yr ↓ 18%
Median Income
$97,187/yr ↑ 22%
$287,300 ↓ 25%
Home Value
$383,700 ↑ 34%
$1,521/mo ↓ 15%
Owner Costs
$1,781/mo ↑ 17%
255,036
Population
124,288

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Round Rock, TX, the overall cost of living indices are 102 and 122 respectively (national median = 100). Rent is $196/month cheaper in Irving, saving renters about $2,352/year.

Median household income is $17,546/year higher in Round Rock. Home values also differ significantly — the median in Irving is $287,300 compared to $383,700 in Round Rock.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Irving vs Round Rock — common questions

Is Irving or Round Rock cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 122 (US average = 100).
What is the rent difference between Irving and Round Rock?
Median rent in Irving is $1,517/month and in Round Rock it's $1,713/month — a difference of $196/month.
Which city has higher income, Irving or Round Rock?
Median household income is $79,641 in Irving and $97,187 in Round Rock. Median household income is $17,546/year higher in Round Rock.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Irving or Round Rock?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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