Cost of Living: Irving, TX vs Santa Clara, CA (2026)

Irving

Texas
102
VS

Santa Clara

California
307

Irving is 67% cheaper than Santa Clara.

$1,517/mo ↓ 49%
Median Rent
$2,985/mo ↑ 97%
$79,641/yr ↓ 54%
Median Income
$173,670/yr ↑ 118%
$287,300 ↓ 81%
Home Value
$1,527,900 ↑ 432%
$1,521/mo ↓ 50%
Owner Costs
$3,051/mo ↑ 101%
255,036
Population
129,239

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Santa Clara, CA, the overall cost of living indices are 102 and 307 respectively (national median = 100). Rent is $1,468/month cheaper in Irving, saving renters about $17,616/year.

Median household income is $94,029/year higher in Santa Clara. Home values also differ significantly — the median in Irving is $287,300 compared to $1,527,900 in Santa Clara.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Santa Clara — common questions

Is Irving or Santa Clara cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 307 (US average = 100).
What is the rent difference between Irving and Santa Clara?
Median rent in Irving is $1,517/month and in Santa Clara it's $2,985/month — a difference of $1,468/month.
Which city has higher income, Irving or Santa Clara?
Median household income is $79,641 in Irving and $173,670 in Santa Clara. Median household income is $94,029/year higher in Santa Clara.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Santa Clara?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Santa Clara has a cost index of 307 with rent of $2,985/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Santa Clara details →

More Comparisons

Other cost of living comparisons for Irving and Santa Clara

Irving vs. Laredo Irving vs. Chesapeake Irving vs. St. Petersburg Irving vs. Winston-Salem Irving vs. Lubbock Irving vs. Glendale Santa Clara vs. Carrollton Santa Clara vs. Fargo Santa Clara vs. New Haven Santa Clara vs. Norman Santa Clara vs. Sterling Heights Santa Clara vs. Lewisville