Cost of Living: Irving, TX vs Santa Rosa, CA (2026)

Irving

Texas
102
VS

Santa Rosa

California
172

Irving is 41% cheaper than Santa Rosa.

$1,517/mo ↓ 27%
Median Rent
$2,084/mo ↑ 37%
$79,641/yr ↓ 18%
Median Income
$97,410/yr ↑ 22%
$287,300 ↓ 58%
Home Value
$685,000 ↑ 138%
$1,521/mo ↓ 29%
Owner Costs
$2,130/mo ↑ 40%
255,036
Population
177,216

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
25.7%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Santa Rosa, CA, the overall cost of living indices are 102 and 172 respectively (national median = 100). Rent is $567/month cheaper in Irving, saving renters about $6,804/year.

Median household income is $17,769/year higher in Santa Rosa. Home values also differ significantly — the median in Irving is $287,300 compared to $685,000 in Santa Rosa.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Santa Rosa — common questions

Is Irving or Santa Rosa cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 172 (US average = 100).
What is the rent difference between Irving and Santa Rosa?
Median rent in Irving is $1,517/month and in Santa Rosa it's $2,084/month — a difference of $567/month.
Which city has higher income, Irving or Santa Rosa?
Median household income is $79,641 in Irving and $97,410 in Santa Rosa. Median household income is $17,769/year higher in Santa Rosa.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Santa Rosa?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Santa Rosa has a cost index of 172 with rent of $2,084/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Santa Rosa details →

More Comparisons

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