Cost of Living: Irving, TX vs Simi Valley, CA (2026)

Irving

Texas
102
VS

Simi Valley

California
200

Irving is 49% cheaper than Simi Valley.

$1,517/mo ↓ 40%
Median Rent
$2,513/mo ↑ 66%
$79,641/yr ↓ 32%
Median Income
$117,703/yr ↑ 48%
$287,300 ↓ 62%
Home Value
$753,500 ↑ 162%
$1,521/mo ↓ 41%
Owner Costs
$2,576/mo ↑ 69%
255,036
Population
125,769

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Simi Valley, CA, the overall cost of living indices are 102 and 200 respectively (national median = 100). Rent is $996/month cheaper in Irving, saving renters about $11,952/year.

Median household income is $38,062/year higher in Simi Valley. Home values also differ significantly — the median in Irving is $287,300 compared to $753,500 in Simi Valley.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Simi Valley — common questions

Is Irving or Simi Valley cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 200 (US average = 100).
What is the rent difference between Irving and Simi Valley?
Median rent in Irving is $1,517/month and in Simi Valley it's $2,513/month — a difference of $996/month.
Which city has higher income, Irving or Simi Valley?
Median household income is $79,641 in Irving and $117,703 in Simi Valley. Median household income is $38,062/year higher in Simi Valley.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Simi Valley?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Simi Valley has a cost index of 200 with rent of $2,513/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Simi Valley details →

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