Cost of Living: Irving, TX vs Springfield, IL (2026)

Irving

Texas
102
VS

Springfield

Illinois
61

Irving is 67% more expensive than Springfield.

$1,517/mo ↑ 61%
Median Rent
$945/mo ↓ 38%
$79,641/yr ↑ 22%
Median Income
$65,537/yr ↓ 18%
$287,300 ↑ 85%
Home Value
$155,200 ↓ 46%
$1,521/mo ↑ 56%
Owner Costs
$974/mo ↓ 36%
255,036
Population
113,714

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

22.9%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Springfield, IL, the overall cost of living indices are 102 and 61 respectively (national median = 100). Rent is $572/month cheaper in Springfield, saving renters about $6,864/year.

Median household income is $14,104/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $155,200 in Springfield.

Texas has no state income tax, giving Irving residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Irving vs Springfield — common questions

Is Irving or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 102 (US average = 100).
What is the rent difference between Irving and Springfield?
Median rent in Irving is $1,517/month and in Springfield it's $945/month — a difference of $572/month.
Which city has higher income, Irving or Springfield?
Median household income is $79,641 in Irving and $65,537 in Springfield. Median household income is $14,104/year higher in Irving.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Irving or Springfield?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Springfield details →

More Comparisons

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