Cost of Living: Irving, TX vs Springfield, MA (2026)

Irving

Texas
102
VS

Springfield

Massachusetts
79

Irving is 29% more expensive than Springfield.

$1,517/mo ↑ 36%
Median Rent
$1,114/mo ↓ 27%
$79,641/yr ↑ 55%
Median Income
$51,339/yr ↓ 36%
$287,300 ↑ 29%
Home Value
$222,700 ↓ 22%
$1,521/mo ↑ 19%
Owner Costs
$1,276/mo ↓ 16%
255,036
Population
154,751

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

22.9%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Springfield, MA, the overall cost of living indices are 102 and 79 respectively (national median = 100). Rent is $403/month cheaper in Springfield, saving renters about $4,836/year.

Median household income is $28,302/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $222,700 in Springfield.

Texas has no state income tax, giving Irving residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Irving vs Springfield — common questions

Is Irving or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 102 (US average = 100).
What is the rent difference between Irving and Springfield?
Median rent in Irving is $1,517/month and in Springfield it's $1,114/month — a difference of $403/month.
Which city has higher income, Irving or Springfield?
Median household income is $79,641 in Irving and $51,339 in Springfield. Median household income is $28,302/year higher in Irving.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Irving or Springfield?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Springfield details →

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