Cost of Living: Irving, TX vs Temecula, CA (2026)

Irving

Texas
102
VS

Temecula

California
179

Irving is 43% cheaper than Temecula.

$1,517/mo ↓ 34%
Median Rent
$2,297/mo ↑ 51%
$79,641/yr ↓ 32%
Median Income
$117,840/yr ↑ 48%
$287,300 ↓ 55%
Home Value
$640,400 ↑ 123%
$1,521/mo ↓ 38%
Owner Costs
$2,435/mo ↑ 60%
255,036
Population
110,404

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Temecula, CA, the overall cost of living indices are 102 and 179 respectively (national median = 100). Rent is $780/month cheaper in Irving, saving renters about $9,360/year.

Median household income is $38,199/year higher in Temecula. Home values also differ significantly — the median in Irving is $287,300 compared to $640,400 in Temecula.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Temecula — common questions

Is Irving or Temecula cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 179 (US average = 100).
What is the rent difference between Irving and Temecula?
Median rent in Irving is $1,517/month and in Temecula it's $2,297/month — a difference of $780/month.
Which city has higher income, Irving or Temecula?
Median household income is $79,641 in Irving and $117,840 in Temecula. Median household income is $38,199/year higher in Temecula.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Temecula?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Temecula details →

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