Cost of Living: Irving, TX vs Thousand Oaks, CA (2026)

Irving

Texas
102
VS

Thousand Oaks

California
226

Irving is 55% cheaper than Thousand Oaks.

$1,517/mo ↓ 41%
Median Rent
$2,580/mo ↑ 70%
$79,641/yr ↓ 41%
Median Income
$134,367/yr ↑ 69%
$287,300 ↓ 70%
Home Value
$951,200 ↑ 231%
$1,521/mo ↓ 44%
Owner Costs
$2,726/mo ↑ 79%
255,036
Population
125,676

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Thousand Oaks, CA, the overall cost of living indices are 102 and 226 respectively (national median = 100). Rent is $1,063/month cheaper in Irving, saving renters about $12,756/year.

Median household income is $54,726/year higher in Thousand Oaks. Home values also differ significantly — the median in Irving is $287,300 compared to $951,200 in Thousand Oaks.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Thousand Oaks — common questions

Is Irving or Thousand Oaks cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 226 (US average = 100).
What is the rent difference between Irving and Thousand Oaks?
Median rent in Irving is $1,517/month and in Thousand Oaks it's $2,580/month — a difference of $1,063/month.
Which city has higher income, Irving or Thousand Oaks?
Median household income is $79,641 in Irving and $134,367 in Thousand Oaks. Median household income is $54,726/year higher in Thousand Oaks.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Thousand Oaks?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Thousand Oaks details →

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