Cost of Living: Irving, TX vs Torrance, CA (2026)

Irving

Texas
102
VS

Torrance

California
218

Irving is 53% cheaper than Torrance.

$1,517/mo ↓ 31%
Median Rent
$2,214/mo ↑ 46%
$79,641/yr ↓ 30%
Median Income
$113,105/yr ↑ 42%
$287,300 ↓ 72%
Home Value
$1,036,600 ↑ 261%
$1,521/mo ↓ 34%
Owner Costs
$2,295/mo ↑ 51%
255,036
Population
143,499

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Torrance, CA, the overall cost of living indices are 102 and 218 respectively (national median = 100). Rent is $697/month cheaper in Irving, saving renters about $8,364/year.

Median household income is $33,464/year higher in Torrance. Home values also differ significantly — the median in Irving is $287,300 compared to $1,036,600 in Torrance.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Torrance — common questions

Is Irving or Torrance cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 218 (US average = 100).
What is the rent difference between Irving and Torrance?
Median rent in Irving is $1,517/month and in Torrance it's $2,214/month — a difference of $697/month.
Which city has higher income, Irving or Torrance?
Median household income is $79,641 in Irving and $113,105 in Torrance. Median household income is $33,464/year higher in Torrance.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Torrance?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Torrance details →

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