Cost of Living: Irving, TX vs Ventura, CA (2026)

Irving

Texas
102
VS

Ventura

California
183

Irving is 44% cheaper than Ventura.

$1,517/mo ↓ 28%
Median Rent
$2,101/mo ↑ 38%
$79,641/yr ↓ 21%
Median Income
$100,407/yr ↑ 26%
$287,300 ↓ 63%
Home Value
$778,700 ↑ 171%
$1,521/mo ↓ 28%
Owner Costs
$2,118/mo ↑ 39%
255,036
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.9%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Ventura, CA, the overall cost of living indices are 102 and 183 respectively (national median = 100). Rent is $584/month cheaper in Irving, saving renters about $7,008/year.

Median household income is $20,766/year higher in Ventura. Home values also differ significantly — the median in Irving is $287,300 compared to $778,700 in Ventura.

Texas has no state income tax, giving Irving residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Irving vs Ventura — common questions

Is Irving or Ventura cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 183 (US average = 100).
What is the rent difference between Irving and Ventura?
Median rent in Irving is $1,517/month and in Ventura it's $2,101/month — a difference of $584/month.
Which city has higher income, Irving or Ventura?
Median household income is $79,641 in Irving and $100,407 in Ventura. Median household income is $20,766/year higher in Ventura.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Irving or Ventura?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Ventura details →

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