Cost of Living: Irving, TX vs Waterbury, CT (2026)

Irving

Texas
102
VS

Waterbury

Connecticut
76

Irving is 34% more expensive than Waterbury.

$1,517/mo ↑ 29%
Median Rent
$1,180/mo ↓ 22%
$79,641/yr ↑ 54%
Median Income
$51,642/yr ↓ 35%
$287,300 ↑ 55%
Home Value
$185,400 ↓ 35%
$1,521/mo ↑ 19%
Owner Costs
$1,273/mo ↓ 16%
255,036
Population
114,356

Tax Comparison

0%
Income Tax
6.99%
6.25%
State Sales Tax
6.35%
1.6%
Property Tax
2.15%

Affordability

22.9%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Waterbury, CT, the overall cost of living indices are 102 and 76 respectively (national median = 100). Rent is $337/month cheaper in Waterbury, saving renters about $4,044/year.

Median household income is $27,999/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $185,400 in Waterbury.

Texas has no state income tax, giving Irving residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Irving vs Waterbury — common questions

Is Irving or Waterbury cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 102 (US average = 100).
What is the rent difference between Irving and Waterbury?
Median rent in Irving is $1,517/month and in Waterbury it's $1,180/month — a difference of $337/month.
Which city has higher income, Irving or Waterbury?
Median household income is $79,641 in Irving and $51,642 in Waterbury. Median household income is $27,999/year higher in Irving.
How do taxes compare between Texas and Connecticut?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Irving or Waterbury?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Waterbury details →

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