Cost of Living: Irving, TX vs Wilmington, NC (2026)

Irving

Texas
102
VS

Wilmington

North Carolina
100

Irving and Wilmington have a similar cost of living.

$1,517/mo ↑ 16%
Median Rent
$1,311/mo ↓ 14%
$79,641/yr ↑ 25%
Median Income
$63,900/yr ↓ 20%
$287,300 ↓ 18%
Home Value
$350,300 ↑ 22%
$1,521/mo ↑ 11%
Owner Costs
$1,371/mo ↓ 10%
255,036
Population
118,578

Tax Comparison

0%
Income Tax
4.5%
6.25%
State Sales Tax
4.75%
1.6%
Property Tax
0.8%

Affordability

22.9%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Wilmington, NC, the overall cost of living indices are 102 and 100 respectively (national median = 100). Rent is $206/month cheaper in Wilmington, saving renters about $2,472/year.

Median household income is $15,741/year higher in Irving. Home values also differ significantly — the median in Irving is $287,300 compared to $350,300 in Wilmington.

Texas has no state income tax, giving Irving residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Irving vs Wilmington — common questions

Is Irving or Wilmington cheaper to live in?
Based on our cost index, Wilmington is cheaper to live in with an index of 100 compared to 102 (US average = 100).
What is the rent difference between Irving and Wilmington?
Median rent in Irving is $1,517/month and in Wilmington it's $1,311/month — a difference of $206/month.
Which city has higher income, Irving or Wilmington?
Median household income is $79,641 in Irving and $63,900 in Wilmington. Median household income is $15,741/year higher in Irving.
How do taxes compare between Texas and North Carolina?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Irving or Wilmington?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Wilmington has a cost index of 100 with rent of $1,311/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Irving details → View Wilmington details →

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