Cost of Living: Jacksonville, FL vs Irving, TX (2026)

Jacksonville

Florida
92
VS

Irving

Texas
102

Jacksonville is 10% cheaper than Irving.

$1,375/mo ↓ 9%
Median Rent
$1,517/mo ↑ 10%
$66,981/yr ↓ 16%
Median Income
$79,641/yr ↑ 19%
$266,100 ↓ 7%
Home Value
$287,300 ↑ 8%
$1,324/mo ↓ 13%
Owner Costs
$1,521/mo ↑ 15%
961,739
Population
255,036

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Irving, TX, the overall cost of living indices are 92 and 102 respectively (national median = 100). Rent is $142/month cheaper in Jacksonville, saving renters about $1,704/year.

Median household income is $12,660/year higher in Irving. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $287,300 in Irving.

Frequently Asked Questions

Jacksonville vs Irving — common questions

Is Jacksonville or Irving cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 102 (US average = 100).
What is the rent difference between Jacksonville and Irving?
Median rent in Jacksonville is $1,375/month and in Irving it's $1,517/month — a difference of $142/month.
Which city has higher income, Jacksonville or Irving?
Median household income is $66,981 in Jacksonville and $79,641 in Irving. Median household income is $12,660/year higher in Irving.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jacksonville or Irving?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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