Cost of Living: Jacksonville, FL vs Plano, TX (2026)

Jacksonville

Florida
92
VS

Plano

Texas
132

Jacksonville is 30% cheaper than Plano.

$1,375/mo ↓ 23%
Median Rent
$1,792/mo ↑ 30%
$66,981/yr ↓ 38%
Median Income
$108,649/yr ↑ 62%
$266,100 ↓ 40%
Home Value
$440,600 ↑ 66%
$1,324/mo ↓ 28%
Owner Costs
$1,829/mo ↑ 38%
961,739
Population
287,339

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Plano, TX, the overall cost of living indices are 92 and 132 respectively (national median = 100). Rent is $417/month cheaper in Jacksonville, saving renters about $5,004/year.

Median household income is $41,668/year higher in Plano. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $440,600 in Plano.

Frequently Asked Questions

Jacksonville vs Plano — common questions

Is Jacksonville or Plano cheaper to live in?
Based on our cost index, Jacksonville is cheaper to live in with an index of 92 compared to 132 (US average = 100).
What is the rent difference between Jacksonville and Plano?
Median rent in Jacksonville is $1,375/month and in Plano it's $1,792/month — a difference of $417/month.
Which city has higher income, Jacksonville or Plano?
Median household income is $66,981 in Jacksonville and $108,649 in Plano. Median household income is $41,668/year higher in Plano.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jacksonville or Plano?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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