Cost of Living: Jersey City, NJ vs Spokane, WA (2026)

Jersey City

New Jersey
148
VS

Spokane

Washington
90

Jersey City is 64% more expensive than Spokane.

$1,902/mo ↑ 67%
Median Rent
$1,141/mo ↓ 40%
$94,813/yr ↑ 44%
Median Income
$65,745/yr ↓ 31%
$534,500 ↑ 64%
Home Value
$326,200 ↓ 39%
$2,006/mo ↑ 65%
Owner Costs
$1,213/mo ↓ 40%
289,691
Population
229,228

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.5%
2.23%
Property Tax
0.92%

Affordability

24.1%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Spokane, WA, the overall cost of living indices are 148 and 90 respectively (national median = 100). Rent is $761/month cheaper in Spokane, saving renters about $9,132/year.

Median household income is $29,068/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $326,200 in Spokane.

Washington has no state income tax, giving Spokane residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Jersey City vs Spokane — common questions

Is Jersey City or Spokane cheaper to live in?
Based on our cost index, Spokane is cheaper to live in with an index of 90 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Spokane?
Median rent in Jersey City is $1,902/month and in Spokane it's $1,141/month — a difference of $761/month.
Which city has higher income, Jersey City or Spokane?
Median household income is $94,813 in Jersey City and $65,745 in Spokane. Median household income is $29,068/year higher in Jersey City.
How do taxes compare between New Jersey and Washington?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Washington has 0% income tax, 6.5% sales tax, and 0.92% property tax.
Should I move to Jersey City or Spokane?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Spokane has a cost index of 90 with rent of $1,141/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Spokane details →

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