Washington · Population 229,228 · Updated March 2026
How far your income goes in Spokane
State-level tax rates that affect your costs
Spokane offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 90 (where 100 equals the national median), Spokane residents can expect to pay median rent of $1,141/month while earning a median household income of $65,745/year.
The median home value in Spokane, WA is $326,200, with typical monthly owner costs around $1,213 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
Washington has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.5% sales tax rate and 0.92% effective property tax rate, the overall tax environment helps keep costs manageable in Spokane.
Common questions about living costs in Spokane
Compare the cost of living in Spokane, WA with 299 other major U.S. cities