Cost of Living: Spokane, WA vs Chattanooga, TN (2026)

Spokane

Washington
90
VS

Chattanooga

Tennessee
81

Spokane is 11% more expensive than Chattanooga.

$1,141/mo ↓ 1%
Median Rent
$1,155/mo ↑ 1%
$65,745/yr ↑ 8%
Median Income
$61,028/yr ↓ 7%
$326,200 ↑ 26%
Home Value
$259,200 ↓ 21%
$1,213/mo ↑ 9%
Owner Costs
$1,112/mo ↓ 8%
229,228
Population
182,832

Tax Comparison

0%
Income Tax
0%
6.5%
State Sales Tax
7.0%
0.92%
Property Tax
0.64%

Affordability

20.8%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Spokane, WA and Chattanooga, TN, the overall cost of living indices are 90 and 81 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $4,717/year higher in Spokane. Home values also differ significantly — the median in Spokane is $326,200 compared to $259,200 in Chattanooga.

Frequently Asked Questions

Spokane vs Chattanooga — common questions

Is Spokane or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 90 (US average = 100).
What is the rent difference between Spokane and Chattanooga?
Median rent in Spokane is $1,141/month and in Chattanooga it's $1,155/month — a difference of $14/month.
Which city has higher income, Spokane or Chattanooga?
Median household income is $65,745 in Spokane and $61,028 in Chattanooga. Median household income is $4,717/year higher in Spokane.
How do taxes compare between Washington and Tennessee?
Washington has 0% income tax, 6.5% sales tax, and 0.92% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Spokane or Chattanooga?
It depends on your priorities. Spokane has a cost index of 90 with median rent of $1,141/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Spokane details → View Chattanooga details →

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