Cost of Living: Spokane, WA vs Naperville, IL (2026)

Spokane

Washington
90
VS

Naperville

Illinois
147

Spokane is 39% cheaper than Naperville.

$1,141/mo ↓ 38%
Median Rent
$1,852/mo ↑ 62%
$65,745/yr ↓ 56%
Median Income
$150,937/yr ↑ 130%
$326,200 ↓ 36%
Home Value
$509,900 ↑ 56%
$1,213/mo ↓ 44%
Owner Costs
$2,161/mo ↑ 78%
229,228
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.5%
State Sales Tax
6.25%
0.92%
Property Tax
2.07%

Affordability

20.8%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Spokane, WA and Naperville, IL, the overall cost of living indices are 90 and 147 respectively (national median = 100). Rent is $711/month cheaper in Spokane, saving renters about $8,532/year.

Median household income is $85,192/year higher in Naperville. Home values also differ significantly — the median in Spokane is $326,200 compared to $509,900 in Naperville.

Washington has no state income tax, giving Spokane residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Spokane vs Naperville — common questions

Is Spokane or Naperville cheaper to live in?
Based on our cost index, Spokane is cheaper to live in with an index of 90 compared to 147 (US average = 100).
What is the rent difference between Spokane and Naperville?
Median rent in Spokane is $1,141/month and in Naperville it's $1,852/month — a difference of $711/month.
Which city has higher income, Spokane or Naperville?
Median household income is $65,745 in Spokane and $150,937 in Naperville. Median household income is $85,192/year higher in Naperville.
How do taxes compare between Washington and Illinois?
Washington has 0% income tax, 6.5% sales tax, and 0.92% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Spokane or Naperville?
It depends on your priorities. Spokane has a cost index of 90 with median rent of $1,141/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Spokane details → View Naperville details →

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