Cost of Living: Knoxville, TN vs Chattanooga, TN 2026

$1,116/mo ↓ 3%

Median Rent

$1,155/mo ↑ 3%

$50,994/yr ↓ 16%

Median Income

$61,028/yr ↑ 20%

$214,000 ↓ 17%

Home Value

$259,200 ↑ 21%

$1,075/mo ↓ 3%

Owner Costs

$1,112/mo ↑ 3%

193,721

Population

182,832

Detailed Comparison

When comparing Knoxville, TN and Chattanooga, TN, the overall cost of living indices are 74 and 81 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $10,034/year higher in Chattanooga. Home values also differ significantly — the median in Knoxville is $214,000 compared to $259,200 in Chattanooga.

Both cities share the same state tax structure since they are in Tennessee.

Frequently Asked Questions

Knoxville vs Chattanooga — common questions

Is Knoxville or Chattanooga cheaper to live in?

Based on our cost index, Knoxville is cheaper to live in with an index of 74 compared to 81 (US average = 100).

What is the rent difference between Knoxville and Chattanooga?

Median rent in Knoxville is $1,116/month and in Chattanooga it's $1,155/month — a difference of $39/month.

Which city has higher income, Knoxville or Chattanooga?

Median household income is $50,994 in Knoxville and $61,028 in Chattanooga. Median household income is $10,034/year higher in Chattanooga.

How do taxes compare between Tennessee and Tennessee?

Both cities are in Tennessee and share the same state tax rates: 0% income tax, 7.0% sales tax, and 0.64% property tax.

Should I move to Knoxville or Chattanooga?

It depends on your priorities. Knoxville has a cost index of 74 with median rent of $1,116/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Knoxville, TN vs Chattanooga, TN (2026)

Knoxville

Chattanooga

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions