Cost of Living: Lakeland, FL vs Allen, TX (2026)

Lakeland

Florida
82
VS

Allen

Texas
137

Lakeland is 40% cheaper than Allen.

$1,299/mo ↓ 31%
Median Rent
$1,877/mo ↑ 44%
$60,947/yr ↓ 53%
Median Income
$129,130/yr ↑ 112%
$229,100 ↓ 47%
Home Value
$429,900 ↑ 88%
$1,149/mo ↓ 45%
Owner Costs
$2,083/mo ↑ 81%
117,030
Population
107,684

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

25.6%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Lakeland, FL and Allen, TX, the overall cost of living indices are 82 and 137 respectively (national median = 100). Rent is $578/month cheaper in Lakeland, saving renters about $6,936/year.

Median household income is $68,183/year higher in Allen. Home values also differ significantly — the median in Lakeland is $229,100 compared to $429,900 in Allen.

Frequently Asked Questions

Lakeland vs Allen — common questions

Is Lakeland or Allen cheaper to live in?
Based on our cost index, Lakeland is cheaper to live in with an index of 82 compared to 137 (US average = 100).
What is the rent difference between Lakeland and Allen?
Median rent in Lakeland is $1,299/month and in Allen it's $1,877/month — a difference of $578/month.
Which city has higher income, Lakeland or Allen?
Median household income is $60,947 in Lakeland and $129,130 in Allen. Median household income is $68,183/year higher in Allen.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lakeland or Allen?
It depends on your priorities. Lakeland has a cost index of 82 with median rent of $1,299/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lakeland details → View Allen details →

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