Cost of Living: Lexington, KY vs Allen, TX (2026)

Lexington

Kentucky
82
VS

Allen

Texas
137

Lexington is 40% cheaper than Allen.

$1,101/mo ↓ 41%
Median Rent
$1,877/mo ↑ 70%
$67,631/yr ↓ 48%
Median Income
$129,130/yr ↑ 91%
$272,100 ↓ 37%
Home Value
$429,900 ↑ 58%
$1,160/mo ↓ 44%
Owner Costs
$2,083/mo ↑ 80%
321,122
Population
107,684

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Allen, TX, the overall cost of living indices are 82 and 137 respectively (national median = 100). Rent is $776/month cheaper in Lexington, saving renters about $9,312/year.

Median household income is $61,499/year higher in Allen. Home values also differ significantly — the median in Lexington is $272,100 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Allen — common questions

Is Lexington or Allen cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 137 (US average = 100).
What is the rent difference between Lexington and Allen?
Median rent in Lexington is $1,101/month and in Allen it's $1,877/month — a difference of $776/month.
Which city has higher income, Lexington or Allen?
Median household income is $67,631 in Lexington and $129,130 in Allen. Median household income is $61,499/year higher in Allen.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lexington or Allen?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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