Cost of Living: Lexington, KY vs Irving, TX (2026)

Lexington

Kentucky
82
VS

Irving

Texas
102

Lexington is 20% cheaper than Irving.

$1,101/mo ↓ 27%
Median Rent
$1,517/mo ↑ 38%
$67,631/yr ↓ 15%
Median Income
$79,641/yr ↑ 18%
$272,100 ↓ 5%
Home Value
$287,300 ↑ 6%
$1,160/mo ↓ 24%
Owner Costs
$1,521/mo ↑ 31%
321,122
Population
255,036

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Irving, TX, the overall cost of living indices are 82 and 102 respectively (national median = 100). Rent is $416/month cheaper in Lexington, saving renters about $4,992/year.

Median household income is $12,010/year higher in Irving. Home values also differ significantly — the median in Lexington is $272,100 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Irving — common questions

Is Lexington or Irving cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 102 (US average = 100).
What is the rent difference between Lexington and Irving?
Median rent in Lexington is $1,101/month and in Irving it's $1,517/month — a difference of $416/month.
Which city has higher income, Lexington or Irving?
Median household income is $67,631 in Lexington and $79,641 in Irving. Median household income is $12,010/year higher in Irving.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lexington or Irving?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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