Cost of Living: Lexington, KY vs Plano, TX (2026)

Lexington

Kentucky
82
VS

Plano

Texas
132

Lexington is 38% cheaper than Plano.

$1,101/mo ↓ 39%
Median Rent
$1,792/mo ↑ 63%
$67,631/yr ↓ 38%
Median Income
$108,649/yr ↑ 61%
$272,100 ↓ 38%
Home Value
$440,600 ↑ 62%
$1,160/mo ↓ 37%
Owner Costs
$1,829/mo ↑ 58%
321,122
Population
287,339

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.5%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and Plano, TX, the overall cost of living indices are 82 and 132 respectively (national median = 100). Rent is $691/month cheaper in Lexington, saving renters about $8,292/year.

Median household income is $41,018/year higher in Plano. Home values also differ significantly — the median in Lexington is $272,100 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs Plano — common questions

Is Lexington or Plano cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 132 (US average = 100).
What is the rent difference between Lexington and Plano?
Median rent in Lexington is $1,101/month and in Plano it's $1,792/month — a difference of $691/month.
Which city has higher income, Lexington or Plano?
Median household income is $67,631 in Lexington and $108,649 in Plano. Median household income is $41,018/year higher in Plano.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lexington or Plano?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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