Cost of Living: Lexington, KY vs St. Petersburg, FL (2026)

Lexington

Kentucky
82
VS

St. Petersburg

Florida
106

Lexington is 23% cheaper than St. Petersburg.

$1,101/mo ↓ 29%
Median Rent
$1,542/mo ↑ 40%
$67,631/yr ↓ 8%
Median Income
$73,118/yr ↑ 8%
$272,100 ↓ 18%
Home Value
$331,500 ↑ 22%
$1,160/mo ↓ 19%
Owner Costs
$1,435/mo ↑ 24%
321,122
Population
260,646

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.5%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Lexington, KY and St. Petersburg, FL, the overall cost of living indices are 82 and 106 respectively (national median = 100). Rent is $441/month cheaper in Lexington, saving renters about $5,292/year.

Median household income is $5,487/year higher in St. Petersburg. Home values also differ significantly — the median in Lexington is $272,100 compared to $331,500 in St. Petersburg.

Florida has no state income tax, giving St. Petersburg residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Lexington vs St. Petersburg — common questions

Is Lexington or St. Petersburg cheaper to live in?
Based on our cost index, Lexington is cheaper to live in with an index of 82 compared to 106 (US average = 100).
What is the rent difference between Lexington and St. Petersburg?
Median rent in Lexington is $1,101/month and in St. Petersburg it's $1,542/month — a difference of $441/month.
Which city has higher income, Lexington or St. Petersburg?
Median household income is $67,631 in Lexington and $73,118 in St. Petersburg. Median household income is $5,487/year higher in St. Petersburg.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Lexington or St. Petersburg?
It depends on your priorities. Lexington has a cost index of 82 with median rent of $1,101/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lexington details → View St. Petersburg details →

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