Cost of Living: Lincoln, NE vs Allen, TX (2026)

Lincoln

Nebraska
77
VS

Allen

Texas
137

Lincoln is 44% cheaper than Allen.

$1,045/mo ↓ 44%
Median Rent
$1,877/mo ↑ 80%
$69,991/yr ↓ 46%
Median Income
$129,130/yr ↑ 84%
$248,200 ↓ 42%
Home Value
$429,900 ↑ 73%
$1,140/mo ↓ 45%
Owner Costs
$2,083/mo ↑ 83%
291,932
Population
107,684

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
1.6%

Affordability

17.9%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Lincoln, NE and Allen, TX, the overall cost of living indices are 77 and 137 respectively (national median = 100). Rent is $832/month cheaper in Lincoln, saving renters about $9,984/year.

Median household income is $59,139/year higher in Allen. Home values also differ significantly — the median in Lincoln is $248,200 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Lincoln vs Allen — common questions

Is Lincoln or Allen cheaper to live in?
Based on our cost index, Lincoln is cheaper to live in with an index of 77 compared to 137 (US average = 100).
What is the rent difference between Lincoln and Allen?
Median rent in Lincoln is $1,045/month and in Allen it's $1,877/month — a difference of $832/month.
Which city has higher income, Lincoln or Allen?
Median household income is $69,991 in Lincoln and $129,130 in Allen. Median household income is $59,139/year higher in Allen.
How do taxes compare between Nebraska and Texas?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lincoln or Allen?
It depends on your priorities. Lincoln has a cost index of 77 with median rent of $1,045/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lincoln details → View Allen details →

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