Cost of Living: Lincoln, NE vs Irving, TX (2026)

Lincoln

Nebraska
77
VS

Irving

Texas
102

Lincoln is 25% cheaper than Irving.

$1,045/mo ↓ 31%
Median Rent
$1,517/mo ↑ 45%
$69,991/yr ↓ 12%
Median Income
$79,641/yr ↑ 14%
$248,200 ↓ 14%
Home Value
$287,300 ↑ 16%
$1,140/mo ↓ 25%
Owner Costs
$1,521/mo ↑ 33%
291,932
Population
255,036

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
1.6%

Affordability

17.9%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Lincoln, NE and Irving, TX, the overall cost of living indices are 77 and 102 respectively (national median = 100). Rent is $472/month cheaper in Lincoln, saving renters about $5,664/year.

Median household income is $9,650/year higher in Irving. Home values also differ significantly — the median in Lincoln is $248,200 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Lincoln vs Irving — common questions

Is Lincoln or Irving cheaper to live in?
Based on our cost index, Lincoln is cheaper to live in with an index of 77 compared to 102 (US average = 100).
What is the rent difference between Lincoln and Irving?
Median rent in Lincoln is $1,045/month and in Irving it's $1,517/month — a difference of $472/month.
Which city has higher income, Lincoln or Irving?
Median household income is $69,991 in Lincoln and $79,641 in Irving. Median household income is $9,650/year higher in Irving.
How do taxes compare between Nebraska and Texas?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lincoln or Irving?
It depends on your priorities. Lincoln has a cost index of 77 with median rent of $1,045/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

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