Cost of Living: Long Beach, CA vs Plano, TX (2026)

Long Beach

California
169
VS

Plano

Texas
132

Long Beach is 28% more expensive than Plano.

$1,803/mo ≈ Same
Median Rent
$1,792/mo ≈ Same
$83,969/yr ↓ 23%
Median Income
$108,649/yr ↑ 29%
$762,200 ↑ 73%
Home Value
$440,600 ↓ 42%
$1,890/mo ↑ 3%
Owner Costs
$1,829/mo ↓ 3%
458,491
Population
287,339

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.8%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Long Beach, CA and Plano, TX, the overall cost of living indices are 169 and 132 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $24,680/year higher in Plano. Home values also differ significantly — the median in Long Beach is $762,200 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Long Beach vs Plano — common questions

Is Long Beach or Plano cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 169 (US average = 100).
What is the rent difference between Long Beach and Plano?
Median rent in Long Beach is $1,803/month and in Plano it's $1,792/month — a difference of $11/month.
Which city has higher income, Long Beach or Plano?
Median household income is $83,969 in Long Beach and $108,649 in Plano. Median household income is $24,680/year higher in Plano.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Long Beach or Plano?
It depends on your priorities. Long Beach has a cost index of 169 with median rent of $1,803/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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