Cost of Living: Louisville, KY vs Amarillo, TX (2026)

Louisville

Kentucky
74
VS

Amarillo

Texas
69

Louisville is 7% more expensive than Amarillo.

$1,069/mo ↑ 2%
Median Rent
$1,049/mo ↓ 2%
$64,731/yr ↑ 4%
Median Income
$62,469/yr ↓ 3%
$221,500 ↑ 19%
Home Value
$186,800 ↓ 16%
$1,118/mo ↑ 4%
Owner Costs
$1,074/mo ↓ 4%
627,210
Population
200,945

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Amarillo, TX, the overall cost of living indices are 74 and 69 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $2,262/year higher in Louisville. Home values also differ significantly — the median in Louisville is $221,500 compared to $186,800 in Amarillo.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Amarillo — common questions

Is Louisville or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 74 (US average = 100).
What is the rent difference between Louisville and Amarillo?
Median rent in Louisville is $1,069/month and in Amarillo it's $1,049/month — a difference of $20/month.
Which city has higher income, Louisville or Amarillo?
Median household income is $64,731 in Louisville and $62,469 in Amarillo. Median household income is $2,262/year higher in Louisville.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Amarillo?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Amarillo details →

More Comparisons

Other cost of living comparisons for Louisville and Amarillo

Louisville vs. Memphis Louisville vs. Baltimore Louisville vs. Detroit Louisville vs. Milwaukee Louisville vs. Portland Louisville vs. Albuquerque Amarillo vs. Oxnard Amarillo vs. Tallahassee Amarillo vs. Augusta Amarillo vs. Birmingham Amarillo vs. McKinney Amarillo vs. Sunrise Manor