Cost of Living: Louisville, KY vs Arlington, TX (2026)

Louisville

Kentucky
74
VS

Arlington

Texas
95

Louisville is 22% cheaper than Arlington.

$1,069/mo ↓ 23%
Median Rent
$1,389/mo ↑ 30%
$64,731/yr ↓ 12%
Median Income
$73,519/yr ↑ 14%
$221,500 ↓ 20%
Home Value
$276,400 ↑ 25%
$1,118/mo ↓ 21%
Owner Costs
$1,420/mo ↑ 27%
627,210
Population
394,769

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Arlington, TX, the overall cost of living indices are 74 and 95 respectively (national median = 100). Rent is $320/month cheaper in Louisville, saving renters about $3,840/year.

Median household income is $8,788/year higher in Arlington. Home values also differ significantly — the median in Louisville is $221,500 compared to $276,400 in Arlington.

Texas has no state income tax, giving Arlington residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Arlington — common questions

Is Louisville or Arlington cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 95 (US average = 100).
What is the rent difference between Louisville and Arlington?
Median rent in Louisville is $1,069/month and in Arlington it's $1,389/month — a difference of $320/month.
Which city has higher income, Louisville or Arlington?
Median household income is $64,731 in Louisville and $73,519 in Arlington. Median household income is $8,788/year higher in Arlington.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Arlington?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Arlington has a cost index of 95 with rent of $1,389/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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