Cost of Living: Louisville, KY vs Brandon, FL (2026)

Louisville

Kentucky
74
VS

Brandon

Florida
108

Louisville is 31% cheaper than Brandon.

$1,069/mo ↓ 37%
Median Rent
$1,691/mo ↑ 58%
$64,731/yr ↓ 16%
Median Income
$77,068/yr ↑ 19%
$221,500 ↓ 25%
Home Value
$293,800 ↑ 33%
$1,118/mo ↓ 28%
Owner Costs
$1,546/mo ↑ 38%
627,210
Population
116,365

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
26.3%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Brandon, FL, the overall cost of living indices are 74 and 108 respectively (national median = 100). Rent is $622/month cheaper in Louisville, saving renters about $7,464/year.

Median household income is $12,337/year higher in Brandon. Home values also differ significantly — the median in Louisville is $221,500 compared to $293,800 in Brandon.

Florida has no state income tax, giving Brandon residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Brandon — common questions

Is Louisville or Brandon cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 108 (US average = 100).
What is the rent difference between Louisville and Brandon?
Median rent in Louisville is $1,069/month and in Brandon it's $1,691/month — a difference of $622/month.
Which city has higher income, Louisville or Brandon?
Median household income is $64,731 in Louisville and $77,068 in Brandon. Median household income is $12,337/year higher in Brandon.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Louisville or Brandon?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Brandon has a cost index of 108 with rent of $1,691/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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