Cost of Living: Louisville, KY vs Cape Coral, FL (2026)

Louisville

Kentucky
74
VS

Cape Coral

Florida
114

Louisville is 35% cheaper than Cape Coral.

$1,069/mo ↓ 39%
Median Rent
$1,751/mo ↑ 64%
$64,731/yr ↓ 15%
Median Income
$76,062/yr ↑ 18%
$221,500 ↓ 35%
Home Value
$339,200 ↑ 53%
$1,118/mo ↓ 27%
Owner Costs
$1,523/mo ↑ 36%
627,210
Population
206,387

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.83%
Property Tax
0.86%

Affordability

19.8%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Cape Coral, FL, the overall cost of living indices are 74 and 114 respectively (national median = 100). Rent is $682/month cheaper in Louisville, saving renters about $8,184/year.

Median household income is $11,331/year higher in Cape Coral. Home values also differ significantly — the median in Louisville is $221,500 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Cape Coral — common questions

Is Louisville or Cape Coral cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 114 (US average = 100).
What is the rent difference between Louisville and Cape Coral?
Median rent in Louisville is $1,069/month and in Cape Coral it's $1,751/month — a difference of $682/month.
Which city has higher income, Louisville or Cape Coral?
Median household income is $64,731 in Louisville and $76,062 in Cape Coral. Median household income is $11,331/year higher in Cape Coral.
How do taxes compare between Kentucky and Florida?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Louisville or Cape Coral?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Cape Coral details →

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