Cost of Living: Louisville, KY vs Carrollton, TX (2026)

Louisville

Kentucky
74
VS

Carrollton

Texas
116

Louisville is 36% cheaper than Carrollton.

$1,069/mo ↓ 36%
Median Rent
$1,674/mo ↑ 57%
$64,731/yr ↓ 35%
Median Income
$99,115/yr ↑ 53%
$221,500 ↓ 37%
Home Value
$353,600 ↑ 60%
$1,118/mo ↓ 34%
Owner Costs
$1,689/mo ↑ 51%
627,210
Population
132,741

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Carrollton, TX, the overall cost of living indices are 74 and 116 respectively (national median = 100). Rent is $605/month cheaper in Louisville, saving renters about $7,260/year.

Median household income is $34,384/year higher in Carrollton. Home values also differ significantly — the median in Louisville is $221,500 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Carrollton — common questions

Is Louisville or Carrollton cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 116 (US average = 100).
What is the rent difference between Louisville and Carrollton?
Median rent in Louisville is $1,069/month and in Carrollton it's $1,674/month — a difference of $605/month.
Which city has higher income, Louisville or Carrollton?
Median household income is $64,731 in Louisville and $99,115 in Carrollton. Median household income is $34,384/year higher in Carrollton.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Carrollton?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Carrollton details →

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