Cost of Living: Louisville, KY vs Concord, CA (2026)

Louisville

Kentucky
74
VS

Concord

California
187

Louisville is 60% cheaper than Concord.

$1,069/mo ↓ 52%
Median Rent
$2,226/mo ↑ 108%
$64,731/yr ↓ 41%
Median Income
$109,195/yr ↑ 69%
$221,500 ↓ 71%
Home Value
$755,900 ↑ 241%
$1,118/mo ↓ 51%
Owner Costs
$2,284/mo ↑ 104%
627,210
Population
124,260

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Concord, CA, the overall cost of living indices are 74 and 187 respectively (national median = 100). Rent is $1,157/month cheaper in Louisville, saving renters about $13,884/year.

Median household income is $44,464/year higher in Concord. Home values also differ significantly — the median in Louisville is $221,500 compared to $755,900 in Concord.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Concord — common questions

Is Louisville or Concord cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 187 (US average = 100).
What is the rent difference between Louisville and Concord?
Median rent in Louisville is $1,069/month and in Concord it's $2,226/month — a difference of $1,157/month.
Which city has higher income, Louisville or Concord?
Median household income is $64,731 in Louisville and $109,195 in Concord. Median household income is $44,464/year higher in Concord.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Concord?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Concord details →

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