Cost of Living: Louisville, KY vs Fairfield, CA (2026)

Louisville

Kentucky
74
VS

Fairfield

California
167

Louisville is 56% cheaper than Fairfield.

$1,069/mo ↓ 51%
Median Rent
$2,191/mo ↑ 105%
$64,731/yr ↓ 37%
Median Income
$102,321/yr ↑ 58%
$221,500 ↓ 63%
Home Value
$592,500 ↑ 167%
$1,118/mo ↓ 50%
Owner Costs
$2,226/mo ↑ 99%
627,210
Population
119,985

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
25.7%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Fairfield, CA, the overall cost of living indices are 74 and 167 respectively (national median = 100). Rent is $1,122/month cheaper in Louisville, saving renters about $13,464/year.

Median household income is $37,590/year higher in Fairfield. Home values also differ significantly — the median in Louisville is $221,500 compared to $592,500 in Fairfield.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Fairfield — common questions

Is Louisville or Fairfield cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 167 (US average = 100).
What is the rent difference between Louisville and Fairfield?
Median rent in Louisville is $1,069/month and in Fairfield it's $2,191/month — a difference of $1,122/month.
Which city has higher income, Louisville or Fairfield?
Median household income is $64,731 in Louisville and $102,321 in Fairfield. Median household income is $37,590/year higher in Fairfield.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Fairfield?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Fairfield has a cost index of 167 with rent of $2,191/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Fairfield details →

More Comparisons

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