Cost of Living: Louisville, KY vs Fort Collins, CO (2026)

Louisville

Kentucky
74
VS

Fort Collins

Colorado
137

Louisville is 46% cheaper than Fort Collins.

$1,069/mo ↓ 36%
Median Rent
$1,661/mo ↑ 55%
$64,731/yr ↓ 23%
Median Income
$83,598/yr ↑ 29%
$221,500 ↓ 60%
Home Value
$548,400 ↑ 148%
$1,118/mo ↓ 34%
Owner Costs
$1,692/mo ↑ 51%
627,210
Population
169,705

Tax Comparison

4.0%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
0.83%
Property Tax
0.51%

Affordability

19.8%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Fort Collins, CO, the overall cost of living indices are 74 and 137 respectively (national median = 100). Rent is $592/month cheaper in Louisville, saving renters about $7,104/year.

Median household income is $18,867/year higher in Fort Collins. Home values also differ significantly — the median in Louisville is $221,500 compared to $548,400 in Fort Collins.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Fort Collins — common questions

Is Louisville or Fort Collins cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 137 (US average = 100).
What is the rent difference between Louisville and Fort Collins?
Median rent in Louisville is $1,069/month and in Fort Collins it's $1,661/month — a difference of $592/month.
Which city has higher income, Louisville or Fort Collins?
Median household income is $64,731 in Louisville and $83,598 in Fort Collins. Median household income is $18,867/year higher in Fort Collins.
How do taxes compare between Kentucky and Colorado?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Louisville or Fort Collins?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Fort Collins details →

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