Cost of Living: Louisville, KY vs Gilbert, AZ (2026)

Louisville

Kentucky
74
VS

Gilbert

Arizona
148

Louisville is 50% cheaper than Gilbert.

$1,069/mo ↓ 47%
Median Rent
$2,028/mo ↑ 90%
$64,731/yr ↓ 47%
Median Income
$121,351/yr ↑ 87%
$221,500 ↓ 57%
Home Value
$518,600 ↑ 134%
$1,118/mo ↓ 41%
Owner Costs
$1,908/mo ↑ 71%
627,210
Population
271,118

Tax Comparison

4.0%
Income Tax
2.5%
6.0%
State Sales Tax
5.6%
0.83%
Property Tax
0.62%

Affordability

19.8%
rent-to-income
Affordability
20.1%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Gilbert, AZ, the overall cost of living indices are 74 and 148 respectively (national median = 100). Rent is $959/month cheaper in Louisville, saving renters about $11,508/year.

Median household income is $56,620/year higher in Gilbert. Home values also differ significantly — the median in Louisville is $221,500 compared to $518,600 in Gilbert.

Arizona has a lower income tax rate, making Gilbert slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Gilbert — common questions

Is Louisville or Gilbert cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 148 (US average = 100).
What is the rent difference between Louisville and Gilbert?
Median rent in Louisville is $1,069/month and in Gilbert it's $2,028/month — a difference of $959/month.
Which city has higher income, Louisville or Gilbert?
Median household income is $64,731 in Louisville and $121,351 in Gilbert. Median household income is $56,620/year higher in Gilbert.
How do taxes compare between Kentucky and Arizona?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Louisville or Gilbert?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Gilbert has a cost index of 148 with rent of $2,028/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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