Cost of Living: Louisville, KY vs High Point, NC (2026)

Louisville

Kentucky
74
VS

High Point

North Carolina
73

Louisville and High Point have a similar cost of living.

$1,069/mo ≈ Same
Median Rent
$1,062/mo ≈ Same
$64,731/yr ↑ 6%
Median Income
$61,228/yr ↓ 5%
$221,500 ↑ 4%
Home Value
$212,400 ↓ 4%
$1,118/mo ↑ 3%
Owner Costs
$1,084/mo ↓ 3%
627,210
Population
115,263

Tax Comparison

4.0%
Income Tax
4.5%
6.0%
State Sales Tax
4.75%
0.83%
Property Tax
0.8%

Affordability

19.8%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and High Point, NC, the overall cost of living indices are 74 and 73 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $3,503/year higher in Louisville. Home values also differ significantly — the median in Louisville is $221,500 compared to $212,400 in High Point.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs High Point — common questions

Is Louisville or High Point cheaper to live in?
Based on our cost index, High Point is cheaper to live in with an index of 73 compared to 74 (US average = 100).
What is the rent difference between Louisville and High Point?
Median rent in Louisville is $1,069/month and in High Point it's $1,062/month — a difference of $7/month.
Which city has higher income, Louisville or High Point?
Median household income is $64,731 in Louisville and $61,228 in High Point. Median household income is $3,503/year higher in Louisville.
How do taxes compare between Kentucky and North Carolina?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Louisville or High Point?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while High Point has a cost index of 73 with rent of $1,062/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View High Point details →

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