Cost of Living: Louisville, KY vs Huntington Beach, CA (2026)

Louisville

Kentucky
74
VS

Huntington Beach

California
227

Louisville is 67% cheaper than Huntington Beach.

$1,069/mo ↓ 56%
Median Rent
$2,424/mo ↑ 127%
$64,731/yr ↓ 46%
Median Income
$119,885/yr ↑ 85%
$221,500 ↓ 79%
Home Value
$1,047,300 ↑ 373%
$1,118/mo ↓ 54%
Owner Costs
$2,436/mo ↑ 118%
627,210
Population
196,010

Tax Comparison

4.0%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
0.83%
Property Tax
0.71%

Affordability

19.8%
rent-to-income
Affordability
24.3%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Huntington Beach, CA, the overall cost of living indices are 74 and 227 respectively (national median = 100). Rent is $1,355/month cheaper in Louisville, saving renters about $16,260/year.

Median household income is $55,154/year higher in Huntington Beach. Home values also differ significantly — the median in Louisville is $221,500 compared to $1,047,300 in Huntington Beach.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Huntington Beach — common questions

Is Louisville or Huntington Beach cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 227 (US average = 100).
What is the rent difference between Louisville and Huntington Beach?
Median rent in Louisville is $1,069/month and in Huntington Beach it's $2,424/month — a difference of $1,355/month.
Which city has higher income, Louisville or Huntington Beach?
Median household income is $64,731 in Louisville and $119,885 in Huntington Beach. Median household income is $55,154/year higher in Huntington Beach.
How do taxes compare between Kentucky and California?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Louisville or Huntington Beach?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Huntington Beach has a cost index of 227 with rent of $2,424/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Huntington Beach details →

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