Cost of Living: Louisville, KY vs Laredo, TX (2026)

Louisville

Kentucky
74
VS

Laredo

Texas
67

Louisville is 10% more expensive than Laredo.

$1,069/mo ↑ 7%
Median Rent
$1,001/mo ↓ 6%
$64,731/yr ↑ 2%
Median Income
$63,264/yr ↓ 2%
$221,500 ↑ 21%
Home Value
$182,400 ↓ 18%
$1,118/mo ↑ 5%
Owner Costs
$1,066/mo ↓ 5%
627,210
Population
255,949

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Laredo, TX, the overall cost of living indices are 74 and 67 respectively (national median = 100). Rent is $68/month cheaper in Laredo, saving renters about $816/year.

Median household income is $1,467/year higher in Louisville. Home values also differ significantly — the median in Louisville is $221,500 compared to $182,400 in Laredo.

Texas has no state income tax, giving Laredo residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Laredo — common questions

Is Louisville or Laredo cheaper to live in?
Based on our cost index, Laredo is cheaper to live in with an index of 67 compared to 74 (US average = 100).
What is the rent difference between Louisville and Laredo?
Median rent in Louisville is $1,069/month and in Laredo it's $1,001/month — a difference of $68/month.
Which city has higher income, Louisville or Laredo?
Median household income is $64,731 in Louisville and $63,264 in Laredo. Median household income is $1,467/year higher in Louisville.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Laredo?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Laredo has a cost index of 67 with rent of $1,001/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Laredo details →

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