Cost of Living: Louisville, KY vs Las Cruces, NM (2026)

Louisville

Kentucky
74
VS

Las Cruces

New Mexico
68

Louisville is 9% more expensive than Las Cruces.

$1,069/mo ↑ 13%
Median Rent
$946/mo ↓ 12%
$64,731/yr ↑ 17%
Median Income
$55,176/yr ↓ 15%
$221,500 ↑ 2%
Home Value
$217,400 ↓ 2%
$1,118/mo ↑ 15%
Owner Costs
$974/mo ↓ 13%
627,210
Population
112,612

Tax Comparison

4.0%
Income Tax
5.9%
6.0%
State Sales Tax
5.0%
0.83%
Property Tax
0.67%

Affordability

19.8%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Las Cruces, NM, the overall cost of living indices are 74 and 68 respectively (national median = 100). Rent is $123/month cheaper in Las Cruces, saving renters about $1,476/year.

Median household income is $9,555/year higher in Louisville. Home values also differ significantly — the median in Louisville is $221,500 compared to $217,400 in Las Cruces.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Las Cruces — common questions

Is Louisville or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 74 (US average = 100).
What is the rent difference between Louisville and Las Cruces?
Median rent in Louisville is $1,069/month and in Las Cruces it's $946/month — a difference of $123/month.
Which city has higher income, Louisville or Las Cruces?
Median household income is $64,731 in Louisville and $55,176 in Las Cruces. Median household income is $9,555/year higher in Louisville.
How do taxes compare between Kentucky and New Mexico?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Louisville or Las Cruces?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Las Cruces details →

More Comparisons

Other cost of living comparisons for Louisville and Las Cruces

Louisville vs. Memphis Louisville vs. Baltimore Louisville vs. Detroit Louisville vs. Milwaukee Louisville vs. Portland Louisville vs. Albuquerque Las Cruces vs. Gresham Las Cruces vs. Lansing Las Cruces vs. Beaumont Las Cruces vs. Pompano Beach Las Cruces vs. Springfield Las Cruces vs. Peoria